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Let's Get Fiscal! October '18

Mbal 1270
Bbal 1910
------------------------
Cdiff 640
Pdiff 1170

Start 1270
Truck 190
Car ins 60
Life/Disability 60
Sallie Mae 220
Roth IRA 50
------------------
Left 690

bleh


BoA: 410 from buffer
Discover: 340
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Let's Get Fiscal! September '18

Mbal 1070
Bbal 2240
------------------
Cdiff 1170
Pdiff 1000

Buffer gains aren't really all that high, I've got 214.50 in there from the shelter that needs to be sent to Discover. Still better than a couple months ago.

Start 11070
Truck 190
Car ins 60
Life/Disability 60
Sallie Mae 220
Roth IRA 50
-------------
Left 490

The upshot here is that there was a payday not long after the start of the month.

BoA: 410 from buffer if the website ever stops being a dick. confirmation number n9cyz-jjf4j

Discover: 214.50 from buffer and 119.50 from available. There was an issue from Ryder that I've got an email out to my account guy about.
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Let's Get Fiscal! April '18

Mbal 840
Bbal 1910
----------
Cdiff 1070
Pdiff 1160


Start 840
Truck 190
Car ins 60
Life/Disability 60
Sallie Mae 220
Roth IRA 50

320

All cards from buffer
BoA: THIS WEBSITE IS SHIT. Gets 400 when it stops sucking all the dick on the internet. Edit - fix'd MSWGP-NL13T
Discover: 250
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Let's Get Fiscal! September '17

Good god I'm late on this. I completely forgot about my check register being filled up and ended up not being able to get to the bank until today to deal with things.

Mbal 1120
Bbal 1800
-----------
cdiff 680
pdiff 680

hahah, wow.

Also, this may be the first time I've ever had two of the exact same starting points for a month.

Start 1120
Truck 190
Car ins 60
Life/Disability 60
Sallie Mae 220
Roth IRA 50
------------
Left 540

BoA: Payment went up to 410 because of Lilith's medical emergency. I'm going to do400 from buffer and 50 from available on this. Payment made by phone because of stupid website problems.

Discover: Had another convention fall right on top of the end of the cycle, so It'll be handled by that.
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Let's Get Fiscal! August '17

Mbal 1120
Bbal 1800
-----------
cdiff 680
pdiff 310

Hey, That went up a good chunk even with using a bunch on BoA.

It's worth noting that my physical check register is empty, so there's going to be a bunch of extra numbers floating around in this that aren't there normally. This is so I can just copy the info down when I get the register.

Start 1120
Truck 190 930
Car ins 60 870
Life/Disability 60 810
Sallie Mae 220 590
Roth IRA 50
-----------------
540 left

I can't go too ham on using available here. I've got another week plus before my next pay day.

BoA: Minimum payment is down to just under $400. I had to use it to take care of some ferret stuff though. I'm going to do 350 from buffer and 50 from available. Confirmation Number: LYFKT-FCYPP

540 -> 490

Discover: I need to change the date on this thing so it doesn't end right after I do this stuff. I have a paypal transfer coming to my bank account that will go to this.
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Let's Get Fiscal! March '17

Mbal 860
Bbal 2130
---------
Cdiff 1270
Pdiff 400

Ok. I like that buffer gain. Granted, 560 of it was my tax return, but hey, it's still good news. I mean, aside from the Mbal being stupid low, but that can be dealt with because the BoA payment will come from buffer, and Discover was all reimbursement payments.

Start 860
Truck 190
Car ins 60
Life/Disability 60
Sallie Mae 220
------------------
330 left

BoA: Minimums have dropped a little bit since the last payments, but I'm still going to send $500 from buffer this way. Confirmation Number: LFMJ8-95P23

Discover: This past month's payment was a reimbursement from the shelter, next months will be a payment from the company.
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Let's Get Fiscal! October '16

mbal 1250
bbal 1790
------
cdiff 540
pdiff 760

Ok, that's better than I thought it was going to be. I was expecting almost no buffer, especially after paying BoA almost entirely from it.

Truck has been insanely useful. My insurance and gas costs have gone up, but I've been getting a ton of stuff moved around no problem. Most of my month has consisted of evacuating storage units and other assorted nonsense.

Monthly's
Start 1250

Truck 190
Car ins 70
Life/Disability 40
Sallie Mae 220
--------------------
730

(position flop upcoming here)
Discover: Estimated minimum of 40
BoA: 430 from buffer

Christine gets $550

I have 140 to get to next thursday. I have to get gas in the truck today but I have cash to cover that.
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Let's Get Fiscal! December '15

Christine being out of work is really starting to put the screws to both of us. Add to that her disability deciding to not pay her for the last three weeks and ick. Luckily she had a windfall earlier in the year that's keeping everything afloat, and her dad has a lot of money spare for things like this.

Bbal 1170
Mbal 600
-----------
Cdiff 570
Pdiff 540


We took a trip to Michigan to visit Christine's relatives a couple weekends ago and it CONSUMED about $500, with about a hundred of it being having to buy a fucking battery for the company SUV. Another hundred of it was Gas for the damn thing because it gets 20 mpg at best.

Start 600
Car ins 30
IRA 90
Life/Disability 40
Sallie Mae 220
-------------
Left 220

BoA: Minimum, I can't do anything else.
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Let's Get Fiscal! June '15

Mbal 990
Bbal 2730
--------------
Cdiff 1740
Pdiff 500


ACEN Payday put the buffer way up. I even paid for almost 700 worth of important stuff off of that. A big chunk of that money is going towards BoA this month though.

My car is paid off, so that's off the monthly expenses. Looks like this now:

Start 990
insurance 60
ira 90
at&t cell 70
Life/disability insurance 60
Sallie Mae 220
Netflix 10
---------------------
Left 480

My IRA contribution went up as well. The actual payment is just below 90, so it goes in as 90. But I'm still looking at $510 going out for monthlies instead of $710 per month.

BoA: I'm going to send 740 from buffer and 260 from available for a nice 1000 shot.

My car being paid off enables another 200 a month free to go after stuff. I'd really like to be able to start tossing that in the general direction of BoA to get that down to a non-insane level. As much as the quick one shots of a grand help, there's nothing like being able to pay bigger chunks at once.

Also, I specifically held more money in the buffer than I probably should have because I want to get my car's brakes looked at soon. They're getting close to being worn down and that needs to be addressed.

Perhaps I should still off some level of wizard poker equipment. I've got some modern staples that I could probably off for a few hundred extra dollars. And the xbone doesn't get used at all, it could probably be offed. I'm also going to need to look into a new computer sooner than later. This old thing from 2006 is starting to really wear down.

I also may need to skip a hockey season, depending on cash.
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Let's Get Fiscal! Feb '14

Bbal 2460
mbal 2010
----------
cdiff 450
pdiff 500

I'm probably going to be pouring over a bunch of stuff to double check this because I should have had more of a gain than that. I used 100 at BoA last month and only regained 50. The buffer is getting disappointing, but my tax return will be coming in and just sitting for a while.

Start 2010
Car 210
insurance 70
ira 80
at&t cell 70
Life/disability insurance 40
U-verse 60
Sallie Mae 220
---------------
Left 1260


Before I get on to BoA, I have to note that January was a two pay period month. I won't have all 1260 of that to shoost at the card (though it will be a higher number due to the Target credit card theft and it forcing me to replace my debit card).

BoA: Went up by a whole lot but most of this was expected due to the debit problems and having to buy tires. I can send 600 this way right now, but not much more because it'll be the 13th before I get paid again.